Chase Aeroplan World Elite Mastercard Credit Card


What are the fees associated with the Aeroplan credit card?

  • Annual subscription : There is an annual fee of $ 95.
  • Foreign transaction fees: There are no foreign transaction fees.
  • Balance transfer fee: A fee of $ 5 or 5% of the amount of each transfer is charged, whichever is greater.
  • Cash advance fees: A fee of $ 10 or 5% of the amount of each transaction is charged, whichever is greater.
  • Late or return payment fees: There is a fee of up to $ 40.

How to Maximize Rewards with the Aeroplan Credit Card

The easiest way to maximize rewards is to use the card for all of your grocery and dining expenses, and to use the card to book all of your travel with Air Canada. There is no monthly or annual cap for bonus categories, so if your family does a lot of groceries or eats out frequently, you can maximize all of your spending. Make sure you spend $ 4000 within the first 3 months of opening the account to qualify for the Welcome Flight rewards.

Aeroplan points can be used for flights on more than 40 Air Canada partner airlines. Chase also recently added Aeroplan as a 1: 1 transfer partner for Chase Ultimate Rewards, meaning Chase Ultimate Rewards points can purchase flights on Air Canada.

Comparisons with other credit cards

Annual subscription : The Aeroplan Credit Card and Chase Sapphire Preferred Card each have an annual fee of $ 95.

Rewards: With the Aeroplan credit card, flights booked directly with Air Canada, grocery shopping and meal purchases all earn three points on the dollar. All other purchases earn one point per dollar. With the Chase Sapphire Preferred Card, trips purchased through the Chase Ultimate Rewards portal earn five points per dollar; meals, online grocery shopping, and some streaming services earn three points on the dollar; and other travel purchases earn two points on the dollar. All other purchases earn one point per dollar.

Registration bonus: With the Aeroplan credit card, earn two Welcome Flight Rewards, worth up to 100,000 points in total, after spending $ 4,000 in the first 3 months after opening the account. With the Chase Sapphire Preferred card, get 60,000 bonus points after spending $ 4,000 on purchases in the first three months of opening the account.

Advantages: With the Aeroplan credit card, get a variety of travel benefits, including Elite status on Air Canada (with $ 15,000 in annual spend), up to $ 100 credit towards Global Entry, TSA PreCheck or NEXUS , and one free piece of checked baggage for you and more for eight traveling companions. Additional benefits include things like trip cancellation insurance, roadside assistance, and purchase protection. With the Chase Sapphire Preferred Card, points redeemed through Chase Ultimate Rewards are worth 25% more. You will also earn up to $ 50 in Statement Credits each Account Anniversary Year for hotel stays purchased through Chase Ultimate Rewards, and each Account Anniversary you will earn Bonus Points equal to 10% of the total. your purchases made the previous year. Additional benefits include things like Trip Cancellation Insurance, Primary Car Rental Collision Damage Coverage, and Purchase Protection.

Annual subscription : The Aeroplan credit card has an annual fee of $ 95. the United Explorer Card has an annual fee of $ 0 for the first year, then $ 95.

Rewards: With the Aeroplan credit card, flights booked directly with Air Canada, grocery shopping and meal purchases all earn three points on the dollar. All other purchases earn one point per dollar. With the United Explorer Card, United purchases, meals and hotel stays booked with the hotel earn 2 miles per dollar. All other purchases earn 1 mile on the dollar.

Registration bonus: With the Aeroplan credit card, get two Welcome flight rewards, worth up to 100,000 points, after spending $ 4,000 in the first 3 months after opening the account. With the United Explorer Card, earn 60,000 bonus miles after spending $ 3,000 on purchases within the first 3 months of opening your account.

Advantages: With the Aeroplan credit card, get a variety of travel benefits, including Elite status on Air Canada (with $ 15,000 in annual spend), up to $ 100 credit towards Global Entry, TSA PreCheck or NEXUS , and one free piece of checked baggage for you and more for eight traveling companions. Additional benefits include things like trip cancellation insurance, roadside assistance, and purchase protection. With the United Explorer Card, get two unique United Club passes per year, free return for you and a travel companion, priority boarding, up to $ 100 fee credit for Global Entry or TSA PreCheck, and 25 % discount on United in-flight purchases. Additional benefits include things like Trip Cancellation Insurance, Primary Car Rental Collision Damage Coverage, and Purchase Protection.

Should you get the Aeroplan credit card?

  • Fly regularly with Air Canada, or fly regularly between the United States and Canada.
  • You are looking for a no cap grocery and restaurant rewards card.
  • Spend enough to qualify for the welcome bonus and earn enough rewards to balance the annual fee of $ 95.

About Shirley L. Kreger

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