Technology stocks – Acts INC Tue, 27 Sep 2022 13:00:16 +0000 en-US hourly 1 Technology stocks – Acts INC 32 32 Mission Lane Visa Credit Card Review 2022 – Forbes Advisor Tue, 27 Sep 2022 13:00:16 +0000

Mission Lane Visa® credit card* vs Petal® 2 “Cash Back, No Fee” Visa® Credit Card

A Forbes Advisor’s Pick for one of the best first credit cards, the Visa® Petal® 2 “Cash Back, No Fees” credit card charges no fees, requires no deposits and offers rewards. Cardholders initially earn 1% cash back on qualifying purchases immediately and up to 1.5% cash back on qualifying purchases after making 12 monthly payments on time. Plus, earn 2% to 10% cash back at select merchants.

Like the Mission Lane Visa, the Petal® 2 “Cash Back, No Fees” Visa® credit card offers a pre-qualification tool, but also offers a much lower standard APR range of 15.24% to 29, 24% variable APR.
If you have a choice, the Petal 2 Visa is a more attractive flower.

Mission Lane Visa® credit card* compared to the Discover it® secure credit card

The Discover it® Secured Credit Card requires a deposit to secure a line of credit, but cardholders may have their account upgraded to an unsecured account after at least seven months of responsible use. Secured cards with rewards are becoming more common, but this one still tops our list for its structured rewards: cardholders can earn 2% cash back at gas stations and restaurants on up to to $1,000 in combined purchases each quarter. Plus, get unlimited 1% cash back on all other purchases.

A secured card with rewards or an unsecured card without rewards? For those with cash for the deposit, the Discover it® Secured Credit Card is a much better option. Like the Mission Lane Visa, Discover also offers a prequalification tool on its website.

Mission Lane Visa® credit card* vs. Bank of America® Custom Cash Rewards Credit Card for Students*

For students trying to build credit, we recommend checking out our list of the best credit cards for students, which includes the Bank of America® Customized Cash Rewards Credit Card for Students.* ranks high among cashback card options. The card earns 3% cash back in the choice category and 2% automatically at grocery stores and wholesale clubs. Cash back is limited to $2,500 in the 3% and 2% categories combined each quarter. Earn unlimited 1% on all other purchases. The card even offers a $200 cash welcome bonus after making at least $1,000 in purchases within the first 90 days of account opening. Plus, the personalized Bank of America® Cash Rewards credit card for students* also comes with an introductory APR of 0% for 18 billing cycles on purchases and balance transfers, after which a variable APR of 16.24% – 26.24% applies. Balance transfer must be completed within 60 days of account opening. A balance transfer fee of $10 or 3% of each transaction amount, whichever is greater, applies.

Students, although they often have limited credit histories, have many more options when it comes to which cards to use to build credit. The personalized Bank of America® Cash Rewards credit card for students* is a great example of one of them, but there are also other more rewarding options than the Mission Lane Visa® credit card.*.

Ventura City Manager Credit Card Use Stimulates Policy Review Sat, 24 Sep 2022 13:05:00 +0000

After months of public demand for financial transparency, the Ventura City Council will on Monday consider a review of travel and credit card spending by city officials and an independent audit of them.

The review and audit following a city council trip to Washington DC last year when five council members traveled to the National League of Cities conference. The trip, which was properly placed on the agenda and included discussions of city issues, was a violation of a state’s open meeting law.

Mayor Sofia Rubalcava and council members Joe Schroeder, Jeannette Sanchez-Palacios, Lorrie Brown and Doug Halter — together a majority — attended the conference with City Manager Alex McIntyre.

“Unparalleled” view:Preservation of Ventura hillside property celebrated at topical event

McIntyre later apologized for giving the board bad advice on a trip that led to the breach.